Credit reports should be monitored as often as possible. I keep hearing stories about identity theft, and anyone of us can be a victim at any point in time. Privacy Matters provides credit reports from the three major US credit bureaus. Keep an eye on your credit file; it's not that easy to resolve discrepancies on it. In fact, it's easier for companies to drop something negative into your account regardless of whether it's accurate or not while it could takes months for you to resolve it.
Good luck!
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