Saturday, October 15, 2005

Keeping An Eye on Your Credit Report

Credit reports should be monitored as often as possible. I keep hearing stories about identity theft, and anyone of us can be a victim at any point in time. Privacy Matters provides credit reports from the three major US credit bureaus. Keep an eye on your credit file; it's not that easy to resolve discrepancies on it. In fact, it's easier for companies to drop something negative into your account regardless of whether it's accurate or not while it could takes months for you to resolve it.

Good luck!

Friday, October 14, 2005

Do you Check Your Credit Files?

You balance your checkbook and check your portfolio, but how frequently do you check your credit files?

Credit files are windows into your private life. Lenders look at your credit history to assess your creditworthiness. It’s to your advantage to know what your credit report says before you apply for credit in order to correct any inaccurate data. It can take up to six months for credit reporting agencies to make a change in your credit report, so give yourself at least that long before you start shopping for a mortgage, car or any other large purchase.

For an outstanding credit monitoring service that provides excellent identity theft protection and a FREE Triple Credit Report, click here.